Northern Fairfield County Retired Teachers Association

Northern Fairfield County Retired Teachers Association Northern Fairfield County Retired Teachers Association Northern Fairfield County Retired Teachers Association

Northern Fairfield County Retired Teachers Association

Northern Fairfield County Retired Teachers Association Northern Fairfield County Retired Teachers Association Northern Fairfield County Retired Teachers Association
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Northern Fairfield Retired Teachers Association (NFCRTA)

Northern Fairfield Retired Teachers Association (NFCRTA)Northern Fairfield Retired Teachers Association (NFCRTA)Northern Fairfield Retired Teachers Association (NFCRTA)

An Affiliate of the  Association of Retired Teachers of Connecticut

Change in Insurance Information Meetings

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Join us in person or virtually WebEx Events platform is being utilized for online meetings to comply with CMS privacy regulations. Events will follow applicable state and local public health safety guidelines, as well as venue-specific requirements, which can include masks and vaccine verification. See meeting dates.

Elimination of GPO&WEP Provisions of the Social Security Act

Please SIGN the petition

The Government Pension Offset (GPO) and Windfall Elimination Provision (WEP) penalize people who have dedicated their lives to public service, including many teachers, firefighters, and police officers, by taking away benefits they, or their spouses, have EARNED.


Why is this important?

To urge all Alliance for Retired Americans members, friends or everyone subject to the GPO/WEP to increase their efforts to make sure the Congress of the United States enacts legislation to repeal the Government Pension Offset and the Windfall Elimination Provision from the Social Security Act.
2021 Legislation Social Security Fairness Act, (H. R 82) by Representative Rodney Davis. (R) (IL) and S. 1302 by Senator Sherrod Brown (D) (OH) these two pieces of Legislation would completely repeal the WEP/GOP.

Click on the green button below to sign the petition.

Please take the time to sign the petition and share

Can you also take a moment to share the petition with others? It's really easy – all you need to do is share this link on Facebook or Twitter:

https://sign.moveon.org/petitions/elimination-of-the-unfair?share=30f0a02c-ca2a-4763-966c-a164618f78fc&source=email-share-button&utm_medium=&utm_source=email

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About NFCRTA

Insurance News

Legislative

The Association of Retired Teachers of Connecticut organization advocates for the rights of retired teachers. Please consider joining this organization.  Visit ARTCT.org



Legislative

Insurance News

Legislative

Track teacher retirement and educational issues in the legislature. Contact your local representatives about issues regarding your retirement. pensions

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Insurance News

Insurance News

Insurance News

The insurance program will change on January 1, 2022. 




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Scholarships

Meetings/Luncheon

Insurance News

NFCRTA awards two scholarships each year to high school seniors who are entering college as education majors.  



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Meetings/Luncheon

Meetings/Luncheon

Meetings/Luncheon

NFCRTA has two luncheon meetings a year. Join us to learn about issues for Connecticut's retired teachers. 

Luncheons are currently on hold due to the pandemic.

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Membership

Meetings/Luncheon

Meetings/Luncheon

Become a member of NFCRTA and ARTC to support the organization's efforts to support and protect Connecticut's retired teachers.


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Retired Teachers of Connecticut Pension, Insurance, Taxes

Sustain Our Pension

Sustain our 50% Tax Exclusion

Sustain Our Health Fund

  • Teacher retirement benefits are dependent on legislative decisions and promises.
  • CT teachers do not contribute to Social Security; they do contribute 7% of their annual income to the Teachers Retirement Fund with the promise that these funds will be sustained in their retirement.
  • Although retirement benefits were promised, retirement benefits were not funded by the State prior to 1979. The State did not begin pre-funding until 1982.
  • While teachers contributed to the Retirement Fund over the years, state budgets did not adequately contribute. As a result there is an unfunded liability of more than $13 million.
  • Governor Lamont has made stable retirement funds for teachers a priority in his budget proposal. He has proposed three ideas to help put the 37,280 retirees and 50,000 active teachers' pensions on stable ground.

Sustain Our Health Fund

Sustain our 50% Tax Exclusion

Sustain Our Health Fund

  • Teachers contribute 1.25% of their annual income to their health fund, the Teacher Health Insurance Premium Account (HIPA), and 1.45% to Medicare.
  • Retired teaches who do not have Medicare pay approximately $400 - $1,200 per person, per month.
  • Because the State has short funded the Health Fund by well over $190 million over past years, the TEB was forced into a Medicare Advantage plan. This is a temporary fix.
  • Monthly premium costs coupled with monies paid from their HIPA result in retired teachers paying the bulk of their own insurance coverage.
  • HIPA is projected to become insolvent in 2020 if the State does not contribute its promised 1/3 share.



Retired teachers do not have a Union. We do not have a contract with the State. We rely on the Legislature to hear our voice and to keep the State's promise.

Sustain our 50% Tax Exclusion

Sustain our 50% Tax Exclusion

Sustain our 50% Tax Exclusion

  • The State postposed the 50% income tax exclusion bill for retired teachers. Because teachers do not have Social Security, this is a fairness issue. Teachers do not have the choice of paying into Social Security nor are they part of Connecticut Employees State Pension System, the tax exclusion is a fairness issue.
  • The tax exemption on teacher retirement pensions is slo an economic issue since 25% of retired teachers, about 9,000, have chosen to leave the state upon retirement, a considerable economic loss for the State.
  • The 50% exclusion would level the playing field for Connecticut teachers with many of their colleagues from around the country making the teaching profession more equitable and attractive.



Links of Interest to Retired Teachers

AARP Connecticut  and NRTA: AARP's Educator Community Connecticut State Teachers Retirement Board 


Factcheck.org, a project of the University of Pennsylvania’s Annenberg Public Policy Center, Factcheck.org can provide additional answers on health care reform.    

Education Votes.Org - follow legislative issues  

National Institute on Retirement Security 

Social Security Travel and Tours​About 


ARTC and ARTC Pac
Health Insurance
Legislative Update
Newsletters from ARTC
News Stories
Pension

Social Security

Travel and Tours
STEADI - Stopping Elderly Accidents, Deaths and Injuries


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