The Association of Retired Teachers of Connecticut organization advocates for the rights of retired teachers. Please consider joining this organization.  Visit ARTCT.org


Track teacher retirement and educational issues in the legislature. Contact your local representatives about issues regarding your retirement.

Insurance News

Learn about the Retired Teacher Health Insurance Crisis. Upcoming changes to the TRB Health Plan The Teachers' Retirement Board is implementing a Medicare Advantage (MA) Plan effective July 1, 2018. It is a change from Sterling & Sterling. 


NFCRTA awards two scholarships each year to high school seniors who are entering college as education majors.  


NFCRTA has two luncheon meetings a year. Join us to learn about issues for Connecticut's retired teachers. 

Our next luncheon will be in October 2018.


Become a member of NFCRTA and ARTC to support the organization's efforts to support and protect Connecticut's retired teachers.

Insurance News

Retired Teachers of Connecticut Pension/Insurance Crisis

  • Pension is underfunded by more than 13 billion dollars.
  • Active teachers saw an increase of 1% pension contribution. They now contribute 7% of their income to the retirement fund.
  • Increase of teacher contribution to the fund is being used to reduce the State's obligation to increase overall funding of the pension, not to reduce the unfunded liability.
  • Teachers' Health Insurance Fund that active and retired teachers pay into is facing insolvency this year. The Fund was instituted to help lower insurance costs for teacher retirees.
  • State failed to contribute its promised 33 1/2% contribution over the years.
  • State funding is flat for the biennium at $14 million per year. This amounts to 12% of the medical plan costs in year 1 and 10% of the plan cost in year 2. Retired teachers pay all their Medicare premiums and the bulk of their supplemental costs.
  • Because the State has short funded the Health Fund by well over $190 million over the last few years the TRB was forced into a Medicare Advantage Plan. This is a temporary fix. The TRB health insurance consultant estimates the 2019 deficit will be an additional 8 million dollars.
  • Coverage and premiums for all retired teachers will change as of July 1, 2018.
  • State postponed the 50% income tax exclusion for retired teachers. Because teachers do not have Social Security, this is a fairness issue. There is also an economic issue since 26% of retired teachers, more than 9,000, are choosing to leave the state upon retirement.

Retired Teachers do not have a union. We do not have a contract with the State. We rely on the Legislature to hear our voices and to keep the State's promise.

Links of Interest to Retired Teachers

AARP Connecticut  and NRTA: AARP's Educator Community Connecticut State Teachers Retirement Board 

Factcheck.org, a project of the University of Pennsylvania’s Annenberg Public Policy Center, Factcheck.org can provide additional answers on health care reform.    

Education Votes.Org - follow legislative issues  

National Institute on Retirement Security Social Security Travel and Tours​About 

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